Hosted checkout, tokenized vaulting, 3-D Secure 2, and a gateway that plugs into Shopify, WooCommerce, BigCommerce, and custom stacks.
What does online payment processing include?
The full stack: a PCI-compliant gateway, a merchant account, fraud screening, and reporting. We bundle all four — most ecommerce stores save 0.4–0.8% just by consolidating off Stripe-style aggregators onto a dedicated MID.
Which platforms does it integrate with?
Shopify (Payments-app + alt-gateway slots), WooCommerce, BigCommerce, Magento, and any custom stack via REST API. Tokenization happens client-side so card data never touches your servers — see the compliance knowledge base for PCI scope detail.
How fast is settlement?
Standard funding is next business day for card transactions on US-acquired MIDs. Specialty MIDs may settle T+2 for the first 90 days while history builds.
What about subscription support?
Online MIDs pair with recurring billing for trial-to-paid flows, dunning, and account-updater services that catch reissued cards before they decline.
Frequently asked questions
How fast can you get approved?
Most ecommerce merchants are approved within 24 hours of complete application submission. Files with chargeback history or international processing may take 48–72 hours while underwriting reviews trailing statements.
What does it cost?
Interchange-plus pricing — typically 2.4% + $0.10 per transaction with no setup fee and no monthly minimum. You see interchange cost, assessments, and our markup on a single itemized statement.
What if I've been terminated by another processor?
We work with merchants who've been dropped by Stripe, Square, and PayPal. Bring documentation of the termination plus 3–6 months of processing statements and we'll review your file.