Built by payment veterans for ecommerce merchants
Ecommerce stores were being dropped by Stripe, Square, and PayPal the moment chargebacks ticked above 1%. We built the alternative.
The problem we exist to solve
Ecommerce merchants face a payment processing market that wasn't built for them. Generic processors approve fast, then freeze funds the first time a dispute ratio crosses 0.9%. specialty verticals — supplements, CBD, subscriptions, dropshipping — get terminated on sight or priced at 4.5%+ flat-rate.
EcommercePaymentProcessing.co was founded to fix exactly that. We built the acquiring relationships, underwriting workflows, and chargeback infrastructure that ecommerce stores specifically need.
Four principles
Specialist underwriting
We've underwritten thousands of ecommerce applications across CBD, subscription, dropshipping, marketplaces, and international. Specialization = better approvals.
Proactive, not reactive
Ethoca and Verifi chargeback alerts on every account. We contact you when your dispute ratio trends up — before it becomes account-threatening.
Transparent pricing
Interchange-plus with itemized statements. You see interchange cost, assessment, and our markup separately. No "qualified vs non-qualified" tiers.
Long-term relationships
Our model depends on you processing with us for years. Stable accounts are profitable accounts — for both of us.
Evan Valenti
I've spent the last 8 years working in tech and SEO, most of it alongside specialty payment processing companies. Over those years I built relationships with the underwriters, ISOs, and acquiring banks that actually know how to handle ecommerce merchants the mainstream processors won't touch.
When PayPal, Stripe and Square started dropping ecommerce stores en masse and freezing their funds, I saw the same gap over and over: solid businesses with real revenue, no stable place to process. So I teamed up with several of my previous clients and we built EcommercePaymentProcessing.co to be the processor we all wished existed.