Meter API calls, GB shipped, minutes consumed, or units sold — bill against the meter on a flexible cadence with overage, proration, and credit packs.
What is usage-based billing?
Usage-based billing charges customers proportional to consumption rather than a flat subscription fee. Common patterns: per-API-call (Stripe, Twilio), per-GB (Cloudflare R2), per-minute (Zoom Phone), or per-unit shipped (3PL ecommerce). The meter does the pricing.
How does it pair with subscriptions?
Most usage-based businesses layer a base subscription plus overage — e.g. $99/month includes 10K API calls, $0.001 per additional call. Recurring billing tools handle the base; the metering layer handles overage.
What about credit packs and prepayment?
Prepaid credit packs (e.g. $500 buys 600K units) smooth cash flow and let you offer volume discounts without contractual commitments. We track balance, low-balance alerts, and auto-recharge.
How is interchange-plus different from flat-rate for usage businesses?
Usage businesses run high transaction counts at low per-transaction value. Flat-rate's $0.30 per-transaction fee crushes you at that volume — interchange-plus at $0.10 is the difference between profit and break-even.
Frequently asked questions
How fast can you get approved?
Most ecommerce merchants are approved within 24 hours of complete application submission. Files with chargeback history or international processing may take 48–72 hours while underwriting reviews trailing statements.
What does it cost?
Interchange-plus pricing — typically 2.4% + $0.10 per transaction with no setup fee and no monthly minimum. You see interchange cost, assessments, and our markup on a single itemized statement.
What if I've been terminated by another processor?
We work with merchants who've been dropped by Stripe, Square, and PayPal. Bring documentation of the termination plus 3–6 months of processing statements and we'll review your file.